| What are the strategies that make your business shine? |
| First of all, we strive for the best training in this industry for our front-line advisers. We believe success will breed success and only recruit personnel of high calibre. IPP has been in business in Hong Kong since 2006 while the real growth began from 2009, since then the tradition of excellence in training from Singapore has been well maintained here. In addition, we strongly believe strict compliance and a culture of integrity can build customer confidence, so far we have not received any complaints from customers despite our rapid growth over the years. |
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| How did Regular Savings Plans (RSP) help enhance clients’ portfolio return in 2012? |
| 2012 was not a bad year for equities. A buy-and-hold strategy was also favourable for most lump-sum investments during 2012. However, the habit of keeping investing periodically is good for retail investors as they may not have the time and skills to monitor their investment as often as the professionals, and we are yet to know if market environment in 2013 will be just as favourable as in 2012. |
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| Why is it essential to invest in a RSP over the long run? |
| Like other things in life, discipline is necessary to succeed. Most investors are living in a swing of sentiment - the environment sends them confusing messages and they often invest based on emotions rather than facts. The RSP method helps investors resume some discipline in a volatile market. However, the RSP method cannot replace investment due diligence, investors also need professional advice from experts. For example, investing in emerging markets with high growth potential through RSP is a wise strategy over the long run. |
